You’re looking for a new home and you’ve done your homework. You know the home is just right for you except for that one little thing. That awful bathroom, the tiny living room, the backyard — no house is perfect until you make it so.

But how do you get started?

If you are not a DIY-type, a licensed contractor is a good place to start to gather estimates and to begin planning. But, after spending your down payment money on the home, what if there’s not much money left for remodeling?

Before you postpone your project work “until you have money for it”, it may be a smart move to talk to your loan officer about financing options.

A loan officer can tell you how much you can borrow, and may make suggestions about structuring your mortgages so you can afford both the home and your projects. Sometimes, the proper home loan can take that almost-dream home you’d love to buy and get everything you want in one monthly payment.

If you don’t have a loan officer that you know and trust, be sure to ask me for a referral. I am happy to help you find one.

This entry was posted on Tuesday, April 3rd, 2007 at 4:08 pm and is filed under Cincinnati Real Estate News. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.