As premium rise across the nation, Bankrate.com features a helpful story on ways to keep homeowner’s insurance premiums down. Some of the tips may surprise you.

Here are some highlights:

1. A series of small claims is expensive to process for an insurer and may result in higher premiums
2. Don’t lie about your history of claims — similar to CARFAX, homeowners have a “record” that track prior filings
3. Higher credit scores can lead to lower premiums
4. Your driving records impact your premium calculation
5. A robbery before you ever moved in could result in higher premiums

The article also provides a fair amount of myth-busting so it’s worth a read. A few minutes could save you some good money on your home insurance.

This entry was posted on Friday, June 29th, 2007 at 5:17 pm and is filed under Cincinnati Real Estate News. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.